In these times of the Real Estate Great Depression and in my own self interest I must speak out ! 

 I have over 30 years buying and selling real estate in California, Arizona and Nevada. Eight years as CA real estate broker.
 I am the creator and founder of "Buying Real Estate with No Money" January 1980 (DelCasa Corporation March 1980), and the creator and founder of the only "Mail Order HIV (AIDS) Test Kit" January 1986 (NAPC - National Aids Prevention Corporation January 1986) (all HIV test in the drug stores are clones (copies) of the business plan, structures and procedures), and also the creator and founder of Deed Exchange, inc. www.DeedExchange.com 146 IQ
The Poor & Middle Class Real Estate Market - Working Class Real Estate Market. 

About the current real estate market....
 The USA mortgage real estate market has already collapsed.
 The buying and selling currently seen are the buyers that are above the middle class, those that are the wealthy and affluent real estate areas.

 The Real estate market is a Chain Reaction, and it works and acts just like any other chain reaction. 
 The single deed mortgage real estate market runs by the sellers getting their equity out of their homes. If the sellers equity goes to zero the owners cannot sell and cannot move-up by buying another home. That seller is out of the market, since those sellers could not sell and then buy, buyers cannot buy, and the sellers cannot sell. The Poor & Middle class real estate market has been stalled because of unknown real estate appraisal value.
 Real estate value are mostly determined by comparable sales, those comparable sales cannot be trusted because of fraud in the appraisals value. No one knows where the true appraisal value starts and ends.
 The upper middle class and the wealthy homes are satiable because they have better comparable sales numbers, and those sellers did not pull all the equity out of their homes when the value when up.

 The Middle class to the Poor class real estate owners have lost all the equity, and that is where most all real estate buys and sells come from. The upper to wealthy classes are just a small part of the real estate transactions. That is what is being seen in real estate sales today, plus those that have cash money to buy up prime real estate properties at a very low price.

 Yes there was fraud in real estate loans, but there has always been little fraud in most all real estate purchases. Every buyer tries to buy the most home possible. All the homes that we have sold, it seems that everyone does a little loan fraud just to be able to buy the home they want. Think back on the homes that you have purchase; Every one has done a little loan fraud, like when you said that you had a bit higher income. It has never been a problem as long as the buyer makes the payments.  Some of those buyers will have problems, like work, family, etc. because they pushed the limit of there income a little they end up losing there home to foreclosure.

 However, in today’s real estate market what has happened is the real estate values where falsely increased causing the owners to think they had greater equities in there homes than the did. Which is not the owners fault, they where just reacting to the real estate market. Like a buyer of stock would do.

 The problem was the Fraud in the appraisals, conspiracy to defraud investors by falsely increasing the value of real estate. For greater profits.

 The appraisal is and has always been the check and balance for real estate mortgages (loans). That is why real estate is over inflated, fraud. The real estate market values have been corrupted by that fraud, know one knows what real estate values really are.

 The solution is so simple I cannot believe that know one in the government has the answer. Or is the current government forcing the Poor & Middle Class real estate market to stop, for some reason. Like all the other illegal activity they have done.
           You may be asking, Why Would Any One Do That To The Poor & Middle Class ?        For Greater Wealth.
 The wealthy do not think the Poor & Middle are able to manage there own lives and they need to be taken care of. Allowing the Poor & Middle Class to have as little as possible, as long as you are good little boys and girls.

 Right now, the only people buying real estate are those that have cash, which are above the middle class. If you have money then you better be buying all the real estate that you can get your hands on, because you will make a lot of profit.
 The Wealthy Always Profit Greatly When Times Are BAD for the Middle and Poor Class.

 The reason the Real Estate Market is not working – The Poor & Middle Class Sellers (Owners) Equities are at ZERO !
There it is, SO SIMPLE!

 REAL ESTATE VALUES MUST BE FROZEN, at a value that maintains owner equity at a level that is fair for all.

 THERE IS a Very Great Danger for the Poor & Middle Class if the real estate values are allowed to continue to fall or the value are frozen to low.

 Now think about this for a minute, if the stock market values was to start to collapse the government would step in and freeze values or close the market. Protecting the wealthy so they do not lose there money.
 Nothing has been done to protect the Poor & Middle Class real estate investment and it is the same thing as the stock market, the same problem ???

 The Poor & Middle Class do not really invest in the stock market, there investments are in there homes. Which has been increasing in value over the years, about 5% every 3 to 5 years depending on location. The Poor & Middle Class only increase there wealth by there homes going up in value, which they sell to get the equity to buy another home of greater value, and so on. When the owner retire they can get a reverse mortgage plus their social security, that is how the poor to middle class do there retirement plus whatever they saved in government tax free programs.
 The reason the economy and stock market is not reacting to the real estate market conditions is because the middle & poor class are the only people being hurt.

 Freezing Home values at say about mid 2005 or mid 2006 values will reset the home values again which will start the buyers and sellers, buying and selling again. Now home values may drop a little as an natural adjustment of the buyers and sellers.

 However, the Poor & Middle Class will greatly profit by having their homes converted to Multi Deed Unencumbered Real Estate, Bearer Deed’s at www.DeedExchange.com. Home conversions values will be at about March to August 2005 appraisals 

Deed Exchange is an open market Real Estate Brokerage structured much like NASDAQ & NYSE, where the
NASDAQ & NYSE are securities exchange brokerage's for the buying and selling of Corporation Stocks, etc.
Deed Exchange is a real estate exchange brokerage for the buying and selling of Real Estate "Bearer Deed's"©™, etc.
   
           Multi Deeded Unencumbered Real Estate Exchange will be the Poor & Middle Class Real Estate Market.
                          Which is guaranteed that each owner will receive at least 7% income from there ownership.
                                            www.DeedExchange,com Bearer Deed Exchange
 Where real estate is bout and sold without loans or mortgages and there is no qualifying of any kind and each owner makes a profit from their ownership and the commission is only 1/2% (0.5%).. 

 NOTE: After over 20 years in the business plan development, structuring and procedures Deed Exchange is now completed and ready to be put in to operation. The internet technology is now finally able to support Deed Exchange's full operation. 

 We will be happy to answer your question, if you want to ask by sending an email.

Thank you
DelMar Litchfield

WorldVest Corporation
Deed Exchange, inc.
Info@DeedExchange.com